Free tool · Ontario pre-construction
Is your occupancy fee right?
Between occupancy and final closing you pay the builder a monthly fee that isn't rent toward the price: interest on the unpaid balance at the prescribed rate, plus common expenses (and sometimes estimated property taxes). Enter your numbers to check it.
From your occupancy agreement — we'll compare it with the calculation.
Enter the price, deposits and rate to see your fee.
The calculation runs in your browser — nothing you type is sent or saved.
Track the whole purchase
With a free account, the pre-construction tracker keeps your numbers and checks them for you:
The occupancy fee, compared with the builder's numberEvery deposit — amount, dates, who holds it in trust — and what's left at closingAn estimated closing statement with Ontario and Toronto land transfer tax, matched line by line against your lawyer'sYour approved mortgage against what you actually needThe HST rebate rules that apply, and the "who will live there" questionEmail alerts when numbers don't match or a date is close — and who to ask
Start free — track your unitFree account. Pre-construction tracking is included.
Estimates only — confirm every figure with your lawyer. Not legal or tax advice.